Millions are about to choose the wrong Medicare plan

Millions face Medicare decisions each year, but many don’t take advantage of tools that can save them money and stress. Insurance marketing often overshadows unbiased options like SHIP, leaving people unaware of better choices. Comparing real costs—not just premiums—can prevent unpleasant surprises, especially when provider networks or drug rules change. New assistance programs for low-income adults offer valuable help for 2026.